Royal Bank of Canada Graduate Scheme Guide [2025]



Last Updated: May 2025

Embarking on a career with one of the world’s most prestigious financial institutions is a thrilling prospect for students and recent graduates alike. The Royal Bank of Canada graduate scheme offers a distinguished pathway into banking and finance, blending valuable professional experience with comprehensive development. For many hopeful applicants, the journey begins with the AON SmartPredict assessment test – an essential stage designed to assess cognitive skills and potential fit within the bank.

Our Royal Bank of Canada preparation is created to give you everything necessary to excel in the RBC assessments. It includes:

  • AON's smartPredict simulations, mimicking the real gamified you will take and familiarising you with their unique features and challenges.
  • Aon's Adept-15 Work-Related Behaviour Test practice guiding you on how to make your personality shine.
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AON's SmartPredict Test Prep:

  • Grid Challenge practice
  • Digit Challenge practice
  • Switch Challenge practice

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  • Full Simulations
  • Position-based Study Guides

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What is The Royal Bank of Canada Graduate Scheme?

The Royal Bank of Canada graduate scheme is a prestigious development programme designed to attract high-potential graduates eager to launch their careers in financial services. Renowned worldwide for its commitment to innovation, diversity, and leadership, RBC offers graduate placements across various business sectors, such as investment banking, technology, wealth management, and more.

This graduate scheme provides participants with real-world business exposure, mentorship from senior professionals, and formal training. Successful candidates gain practical experience working on impactful projects that align with RBC’s strategic goals. Alongside, they develop critical skills and professional networks essential for long-term career growth.


Royal Bank of Canada Summer Internship

For university students, the Royal Bank of Canada summer internship offers an invaluable opportunity to experience RBC’s culture and operations first-hand. This internship lasts between 10 to12 weeks and serves as a stepping stone towards securing a place on the graduate scheme.

During the internship, you will engage in impactful projects aligned with RBC’s strategic goals while benefiting from mentorship provided by experienced professionals. The programme emphasises skill development, networking opportunities, and personal growth, enabling interns to build confidence and gain a deep understanding of the financial services industry.

Eligibility and Application for the Summer Internship

The internship mainly targets penultimate-year university students, although certain programmes may also accept final-year students close to graduation. Applicants are assessed based on academic performance, teamwork skills, and problem-solving abilities.

Applications for the Royal Bank of Canada summer internship typically open in the autumn before the internship year begins. Due to high competition, early preparation and timely submission are essential.


Applying for the Royal Bank of Canada Summer Internship? Check out our full Banking Summer Internship Preparation Pack!


Royal Bank of Canada Spring Insight Programme

The Royal Bank of Canada offers Spring Insight Programs designed specifically to give students and new graduates a clear understanding of the various roles, departments, and career paths available within RBC.

This Royal Bank of Canada Spring Insight is an intensive 2-day programme that provides participants with comprehensive training, engaging presentations from senior leaders, and opportunities to work on real-world case studies. You will also meet recent graduates and build their professional networks, gaining first-hand insight into the RBC culture.

The programme covers key business areas such as Global Investment Banking, Global Markets (including Sales, Trading, Structuring, Solutions, Debt Capital Markets, and more), as well as Wealth Management. By participating, candidates develop practical skills and clarify the career paths they wish to pursue within the bank.


Royal Bank of Canada Application Process

  1. Online Application: Start by submitting your resume and application online. Your application should clearly express your motivation for joining RBC and the specific role you seek.
    After submitting your application, you will need to complete three online gamified assessments provided by Aon (Cut-e).
  2. First-Round Interviews: If you successfully pass the online assessments, you will be invited to a 30-minute phone or in-person interview. This stage assesses your technical knowledge, interpersonal skills, long-term potential, and cultural fit within RBC.
  3. Final-Round Interviews: Successful candidates from the first round will be invited to a final interview, either in-person at RBC’s office or virtually. This stage involves more in-depth assessments and also allows you to evaluate whether RBC is the right workplace for you.
  4. Offer Considerations: If offered a place, this is your moment to weigh your options. RBC wants you to feel as enthusiastic about your future with the bank as they are about having you join.

Royal Bank of Canada Online Assessment

A key part of the Royal Bank of Canada graduate scheme selection process is the AON SmartPredict tests. These include 3 gamified assessments that evaluate your cognitive ability and behavioural traits digitally to predict your success within RBC.

1. The Grid Challenge

The Grid Challenge tests executive attention by combining memory and spatial reasoning tasks. You’ll start by memorising the position of a highlighted dot on a grid. Then, you’ll answer a quick question about symmetry or rotation. This sequence repeats, with 3 to 5 dots shown over time, each followed by a visual reasoning task.

Your goal is to track each dot's position and the order in which they appear while accurately answering the visual questions.



Grid Challenge
Kickstart your learning path with our first sample question.

2. The Digit Challenge

The Digit Challenge evaluates core maths skills, particularly addition, subtraction, and multiplication. Instead of solving standard problems, you’re given the final answer and must work backwards to complete the equation by filling in the missing numbers.



Digit Challenge
Kickstart your learning path with our sample question.

3. The Switch Challenge

The Switch Challenge measures logical reasoning through abstract symbols. You’re shown rows of shapes that change according to a hidden rule or operator. Your task is to figure out which operator explains the transformation.

switchChallenge sample question:

Which operator is needed?

 

Wrong

Wrong

Correct!

Wrong

View Explanation

The correct answer is (C).
In this question, there are two rows of symbols and a missing operator.

The operator changes the order of the symbols that appear in the upper row to a new order in the lower row.

The digits of the operator represent the symbol according to its position in the upper row before the operator changed it.

To solve this question, you should look at the first symbol of the lower row. Search the position of that symbol in the upper row.

This position is the first digit of the operator.

In this example, a triangle is the first symbol on the lower row. Its position in the upper row is second, so the first digit is 2.

You can now mark answer 2341 because it's the only answer that starts with the digit 2.

​In case you can’t rule out the other alternatives, you will continue by checking the second symbol in the lower row - a heart.

Then check its position in the upper row. Its position is third, so the second digit of the operator is 3.

The third symbol is a star, its position in the upper row is fourth, so the next digit is 4.

The fourth symbol is a circle, its position in the upper row is first, so the next digit is 1. ​

The correct operator is 2341.

You may also be asked to take the ADEPT-15 (Adaptive Employee Personality Test), a job-related assessment that aims to better understand your character and how you fit within the company culture and team dynamics.
This test measures 15 key personality traits to evaluate your work style, attitudes, and behaviours, helping predict your job performance.

During the assessment, you’ll see pairs of statements with response options ranging from “strongly agree” to “slightly agree.” For each pair, you must select the statement you agree with most and indicate the degree of your agreement.

The test includes 150 items, presented five per page. There is no time limit, and it typically takes around 25 to 30 minutes to complete.

Which statement do you agree with more?

I often miss small details

I am easily discouraged

Strongly Agree

Slightly Agree

Slightly Agree

Strongly Agree


Start practising now and take the first step towards your future at RBC!

Get ahead in your application by preparing for the RBC online assessment today. Familiarise yourself with Aon’s SmartPredict challenges and boost your confidence to secure your place on the Royal Bank of Canada graduate scheme.


Tips for Success on the Royal Bank of Canada Graduate Scheme

While excelling in the AON SmartPredict test is a critical milestone, the Royal Bank of Canada graduate scheme recruitment process also strongly emphasises several other important factors. Understanding and preparing for these can significantly enhance your chances of success.

1. Conduct Thorough Research on RBC’s Values, Culture, and Recent Developments

Before applying or attending interviews, take time to dive deep into RBC’s core values, such as diversity, integrity, accountability, and client focus. Familiarise yourself with the bank’s mission and strategic goals, and stay updated on recent news, initiatives, or innovations they have launched. This knowledge will help you tailor your application and interview answers, demonstrating genuine interest and alignment with RBC’s culture and business objectives.

2. Prepare for Competency-Based Interviews

RBC’s interviews often focus on behavioural and competency-based questions designed to assess your leadership potential, teamwork abilities, problem-solving skills, and resilience. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly and effectively. Reflect on past experiences, whether academic, extracurricular, or professional, where you demonstrated key competencies, and be ready to discuss them confidently.

3. Showcase Strong Communication and Adaptability

Communication is vital in a fast-paced, client-centric environment like RBC. Practice articulating your thoughts clearly, listening actively, and engaging with interviewers professionally. Equally important is adaptability – show how you have successfully navigated change, handled uncertainty, or learned new skills quickly. These qualities highlight your readiness to thrive in the dynamic banking sector.

4. Network with Current RBC Employees

Building connections with current RBC employees can provide invaluable insights into the bank’s culture, expectations, and recruitment process. Attend networking events, reach out on professional platforms like LinkedIn, or participate in RBC-hosted webinars and info sessions. Genuine conversations can not only deepen your understanding but may also increase your visibility and referrals during the application process.

5. Demonstrate Passion for Finance and Continuous Learning

Show enthusiasm for the financial industry and a commitment to ongoing professional growth. Highlight any relevant coursework, certifications, or personal projects, and express eagerness to contribute to RBC’s success. Employers appreciate candidates who are proactive learners and passionate about their field.


FAQs

The Royal Bank of Canada graduate scheme is a competitive programme designed for recent graduates to gain hands-on experience and professional development within RBC’s financial services divisions.


Royal Bank of Canada summer internship provides practical experience and mentorship, often serving as a direct pathway to secure a place in the Royal Bank of Canada graduate scheme.


The Royal Bank of Canada Spring Insight Programme is a two-day experience designed to introduce students to RBC's diverse range of roles and career paths. This programme is ideal for early-stage university students exploring opportunities in financial services. Participants receive training, hear from senior leaders, work on case studies, and network with recent graduates. The programme covers areas such as Global Investment Banking, Global Markets (Sales, Trading, Structuring, Solutions, and Debt Capital Markets), and Wealth Management. It helps students build essential skills and clarify their career interests within RBC.


AON SmartPredict assessment measuring cognitive skills like numerical reasoning, pattern recognition, and mental agility, crucial traits for advancing in RBC’s hiring process.


Eligible candidates for the Royal Bank of Canada summer internship are primarily penultimate-year university students, with some opportunities for final-year students close to graduation.


Yes, RBC internships are paid. Interns receive competitive compensation for their contributions during the programme. In addition to financial remuneration, RBC internships offer professional development, mentorship, and networking opportunities, making them highly valuable for students aiming to enter the banking and finance industry.


While exact figures may vary based on location and role, Royal Bank of Canada summer interns typically earn between £3,000 to £4,000 per month in the UK. The pay can range in North America from $25 to $35 per hour.


While the Royal Bank of Canada summer internship is primarily aimed at penultimate-year students, some programmes do accept final-year students or recent graduates, especially those who will graduate shortly after the internship ends. If you're a recent graduate with a strong academic background and relevant experiences, you may still be eligible. It’s always best to check the specific eligibility criteria for the internship role you’re applying to on RBC’s careers site.


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